Terms of Service

1. Acceptance of Terms

By accessing or using the Monewden Service, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree to these Terms, you must not access or use the Service. These Terms apply to all visitors, users, and others who access or use the Service, including individuals and representatives of businesses ("you" or "User").

2. Description of Service

Monewden provides AI-assisted data analysis and decision-support tools intended to help investors and small and medium-sized enterprises evaluate information related to liquidity, transparency, and related business considerations. The Service is provided for informational purposes and does not constitute financial, investment, legal, or tax advice. Outputs generated by the Service should be independently verified before being relied upon for any decision.

3. Eligibility and Account Responsibilities

You must be legally capable of entering into a binding contract to use the Service. If you register an account, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify Monewden promptly of any unauthorised use of your account or any other breach of security.

4. Acceptable Use

You agree not to use the Service to:

• Upload or transmit unlawful, infringing, or harmful content;
• Attempt to gain unauthorised access to the Service, other accounts, or related systems;
• Reverse engineer, decompile, or otherwise attempt to extract the source code of any part of the Service;
• Use the Service to build a competing product or service;
• Interfere with or disrupt the integrity or performance of the Service.

5. Subscription, Fees, and Billing

Certain features of the Service may require payment of fees. Where applicable, fees, billing cycles, and payment terms will be presented to you at the point of purchase or in a separate order form. Monewden reserves the right to change pricing on a prospective basis with reasonable notice. Unless otherwise stated, fees are non-refundable except where required by applicable law.

6. Intellectual Property

The Service, including its software, design, text, graphics, and underlying technology, is owned by or licensed to Monewden and is protected by applicable intellectual property laws. These Terms do not grant you any ownership rights in the Service. You retain ownership of any data or content you submit to the Service, subject to the license you grant us to process it in order to provide the Service.

7. No Financial or Investment Advice

Monewden is not a financial adviser, broker, or investment manager. Any analysis, scoring, or output produced by the Service is generated using automated processes and is provided "as is" for informational purposes only. You are solely responsible for any decisions made in reliance on information obtained through the Service, and you should seek independent professional advice before making financial or business decisions.

8. Disclaimers

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy of results. Monewden does not warrant that the Service will be uninterrupted, timely, secure, or error-free.

9. Limitation of Liability

To the maximum extent permitted by applicable law, Monewden and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages. Monewden's total aggregate liability arising from these Terms or the Service shall not exceed the amount paid by you, if any, for use of the Service in the twelve (12) months preceding the claim.

10. Indemnification

You agree to indemnify and hold harmless Monewden, its affiliates, and their respective officers and employees from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising out of your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

11. Termination

Monewden may suspend or terminate your access to the Service at any time, with or without cause, including for violation of these Terms. You may stop using the Service at any time. Upon termination, provisions of these Terms that by their nature should survive (including intellectual property, disclaimers, and limitation of liability) will continue to apply.

12. Changes to the Service and Terms

Monewden may modify or discontinue the Service, in whole or in part, at any time. We may also revise these Terms from time to time. Material changes will be communicated through the Service or by other reasonable means. Continued use of the Service after changes take effect constitutes your acceptance of the revised Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales, subject to any mandatory consumer protection rights that may apply in your jurisdiction.

14. Contact

If you have questions about these Terms, please refer to the contact details provided elsewhere on this website or through the Service.